Has anyone used this company? I'm thinking of having the company negotiate with my mortgage company for a lower rate. The fee is $399 a month until they get done "negoitating". Please let me know your experience with them.
First Universal Lending LLC is a lender that has been servicing retail
clients since 2002 and the wholesale and securitization enterprises dates
back to 1994. With billions of dollars in transactions and a group of in
excess of 200 in personnel, First Universal is a leading private company in
the consumer finance industry. The firm is a member of the Better Business
Bureau and after servicing in excess of 100,000 thousand clients the firm
has a "B" Rating and has a complaint rate of less than one half of one
percent. The firm also has had additional strategic relationships
throughout its existence with high profile lending institutions and service
providers/counter parties, including Washington Mutual, Lehman Brothers,
HSBC Bank, Goldman Sachs, mortgage division and the Lending Tree group of
companies. The firm provides additional financial industry services through
a number of other affiliated enterprises, including but not limited to,
Emery Fed Inc., which is a division of Emery Federal Credit Union and
Western Thrift & Loan -- a depository institution that has the approval to
provide loans through major financial institutions in the majority of all
states in North America.
Review about: Financial Help.