First Universal Lending - Stole thousands of dollars

Monroe, Louisiana 1 comment

First Universal agreed to pay back 18.8 million dollars.The redress check showed up today and after loosing $4000.00 to these thieves my check would verily cover the cost of a Motel 6 for one night.

I certainly hope the den of thieves enjoy the multi millions of dollars they stole. I would estimate the kept 200-300 million for themselves.

I am certainly glad the FTC shut them down, but now the states Attorney Generals would file theft charges and prosecute them for fraud.That is no doubt why they settled for the 18 million so they could sand bag the rest of the money themselves.

Comments

Anonymous
Fitchburg, Massachusetts, United States #779611

Can someone help me get my refund from First Universal ?

Annonymous

First Universal Lending - NEVER KEEP THEIR PROMISE

Dallas, Texas 0 comments
Not resolved

A RIP-OFF!!A- RIP-OFF!!

AND I WILL SAY IT AGAIN A BIG RIP-OFF!!!! DO NOT USE THIS COMPANY. IHOPE THEY ARE GONE FOR GOOD. I used this company for a loan modification on my home and believe i had to look for other help to save it.

they took my money and never looked back to say can I help you honey. And after all the run arounds and fear that i would be sleeping on the ground.

this trial they put me throught was nothing funny.Trust me if you love yorself and your family keep away and stayaway

Review about: Home.

First Universal Lending - Ruined credit with modifications

Tyler, Texas 0 comments

First Universal Lending promises to lower your interest rates on your mortgage and credit cards, what they do is take your monthly payments, ruin your credit and don't return you phone calls.

They have never heard of the person that called you in the first place, and they don't refund your money.

They are nothing but *** artist .We had a man named Donnie call us in April 2009 asking to help us with debt and mortgage modifications.

We paid over 1000.00 in two payments, and everyone closed our accounts.Donnie of course did't work there so they said.Do not do business with this company.

Review about: Credit Modifications.

First Universal Lending - MARYLAND ISSUES CEASE AND DECEAST ORDER AGAINST THIS LLC

Birmingham, Alabama 0 comments
Not resolved

On April 21, 2009 the Maryland Department of Labor, Licensing and Regulation, Office of the Commissioner of Financial Regulation issued a cease and desist order against First Universal Lending, LLC (a/k/a First Universal, a/k/a First Universal Workout Solutions); First universal Lending LLC/Maryland; Lending Partners; Feingold & Kam, LLC; David J.Feingold, Esq,; David Zausner; Sean Zausnerl; and Gary J.

Linowes for violation of Maryland law icnlduing frauduelnt, illegal and dishonest activities while engaging in credit services business activites and foreclsoure consulting in Maryland.

THe order is avaialbe on the web.The case number is DFR-EU-2009-087

First Universal Lending - A scam and now my family and I are homeless.

Flint, Michigan 3 comments
Not resolved

I paid First Universal Lending $2,400.00 for them to negioate my loan with Countrywide. I started the process in August of 08.

Now I'm about to lose my home and the mortgage rate is still the same as it was.

If anybody out there can give me any suggestions, although it might be two late, please email me at cmaxie1@hfhs.org

I believe the communication between Countrywide and First Universal was extremely poor. Countrywide said they didn't know anything about First Universal. When I initally did the intake with First Universal I was assured they had an "extremely good relationship with Countrywide".

There is a Michelle Williams that works at Countrywide who is extremely rude as well who talks to you like you are less than zero. Whoever reads this just pray for me and my family. This is my second home and I have had a mortgage for over twenty years, I guess those days are gone.

Review about: Mortgage Modification.

Comments

Anonymous
#90034

I just read your post regarding your situation and I am praying for you. Have you found a place to live?

Anonymous
#52746

I hired Lincoln Loan Services in October 2008 as well to negotate my loan with Wells Fargo.To this date, nothing....

i've called and called ... I paid $700 to Lincoln Services....

I think we're in the same boat.Good luck.

I'm going on four months behind and we are ready as well to be homeless :cry

Anonymous
Tollegno, Piemonte, Italy #52475

Yeah, I guess those days are gone for you too. I have some extra large cardboard boxes in my basement you and your family can use.

First Universal Lending - First universal mortgage

Saint Louis, Missouri 0 comments
Not resolved

This company is a scam!!!!!!!

My sister payed this company and they promised they would help.she quit paying her mortgage like they told her to do.

And they said they would contact her via email with a list of things she needed to do. A month went by with no contact. So she tried to contact them with no luck and they still continued to charge her account every month until she put a stop payment on her account.

What ever you do stay away from this company.There are companies out there that can do what these people promise and for only a one time fee of $500 plus closing cost which can usally be included in the loan modification.

Review about: Mortgage Modification.

First Universal Lending - BOILER ROOM

Fort Lauderdale, Florida 0 comments

These folks are out for one thing, making money at the customers expense.They do not return phone calls, promise they can work out any modification and then fail to deliver...period.

They claim they have relationships with all the major lenders and asset managers. BS. The only thing they are good at is taking your money

Just give ol Troy and Oscar a visit at the gateway location a visit. Take a good look around, and see if you still want to do business with them.

Customers information scattered everywhere among other things.DO NOT DO BUSINESS WITH THIS COMPANY

First Universal Lending - Not honest upfront with my modification

Orlando, Florida 0 comments
Not resolved

Spoke with Doug Campion with First Universal and told him my situation. He explained to me that he could help me with my modification with knowing that I had already did a modification with Countrywide. Not once did he tell me that you had to wait 1 year to do it again. I had to find out on my own 1 day after signing the contract. Thank God I researched this company and cancelled.... Big Scam!!!!!!!!!!

I contacted an attorney and he was the one that informed me I needed to wait 1 year since my modification.

Everyone, please do your research first.. You can modify your loan yourself.. It might take alittle leg work but will save you $$$$$$$ and you wont lose your home in the process!

Review about: Home Modification.

First universal lending riped me off and we lost our home.

Dallas, Texas 22 comments

when we first started talking to first universal lending.they were very convincing that they could get our mortgage loan reworked and could lower our payment 30% to 60%.

I asked Gary about their success rate and he stated 100%. After we got signed up and a payment of 399.00 got made they would get started. The payment was made but after i got signed up they never assigned a loan officer to me.every time i would call they would ask me who my loan officer was and i would tell them i don't know.

no one would contact me back.

Review about: Financial Help.

Comments

Anonymous
#92016

OMG today's article in the paper could not bring me more joy!And to see these supposed employees saying they were legit, they're either drinking the kool aid or smoking crack (or it's Sean Zaussner himself!

LOL). Check everyone out before you do business with them! They were shut down by the SEC years ago.

These guys are theives and bullies with a crooked lawyer at the helm who files suit after suit against people they actually owe money to until they're mentally and financially tapped and walk away.Could not happen to a better group of dirt bags - maybe this time they will actually do some time!!!!!

Anonymous
#91029

wow i thought i was being smart...but they went under a lawyers name of stratton and feinstein....but when the money comes out of my checking it is under first financial.

I checked these people out but because of the different name i found nothing...now what am i suppose to do..i am three months behind on my mortage...

Anonymous
#75402

never dobuss with these people cathy jones called and left mess on my phone on the 25 th of sept said she spoke with bank of america they said everything will be done in 60 to 90 days got a letter in the mail dated 21 of sept said claim denied go figure that one am calling bbb and attoney this stuff has got to stop life and times hard enuff with economy as it is no answer from first universal surprise

Anonymous
#67640

SCAM, SCAM, SCAM!!!THAT IS ALL I CAN SAY..

EVERY NEGATIVE COMMENT IS TRUE AND EXACTLY AS DESCRIBED.

I'M SCRAMBLING TRYING TO GET MY MORTGAGE CAUGHT UP AND SAVE OUR HOME.NEXT I WILL POST A COMPLAINT WITH THE ATTORNEY GENERAL'S OFFICE.

Anonymous
Dehra Dun, Uttarakhand, India #57154

You are not alone. First Universal Lending Llc, Misrepresents themselves from jump street. Their MO is the same, You are contacted by phone( usually from the Lending Tree.com site) They tell you they can provide a modification and that someone will be assigned to your claim and only they will handle it. Then they tell you how much and once they recieve your deposit They can get to work. Sounds Familar?

Here's the worse part for me,(I was up to date on my Loan, I was instructed to stop payment while they were working on my case, and that they would roll in the missed payments into the loan modification and to use that money to pay off our credit cards)

I Am a Disabled Desert Storm Veteran whose Mother is Disabled and on hospice and whose medical went up, as well as still Recovering from Hurricanes Katrina and Rita, and last years mandatory evacuation for Hurricane Gustav.

I fired them on April 28, 2009, they acknowledged my e-mail, However, 2 days after they were fired, and acknowledged that fact, I recieved an e-mail that the charges were refused by my bank, and all work has stopped on my case until payment is made, Then i called my bank and they verified that First Universal Lending, Llc attempted to withdraw their fee, the Kicker? They did this after acknowledged the cancellation of their Services, If this isn't a crime, I don't know what is.

To top it off, I found out The Florida State AG's Office has an open Investigation on their...

My advice? Run as fast as you can.

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Anonymous
#53616

My husband and I went through a chapter 13 bankruptcy in the fall due to his job loss, and we were able to save our home.We were looking to lower our house payment to further help us with our finances.

We have not been able to get help through other lenders because of the bankruptcy, but they told us that wa snot an issue. We should have gotten the hint when the guy talked to us like a used care salesman. He talked a good talk, so we agreed to $999.95 per month starting on 3/20/09. I was very skeptical and felt like something fishy was going on so after we got off the phone with them I started researching on the internet just to find that they are a fraud.

We immediately called back and asked to speak with the guy we had spoken to (Chris Horne) no more than 5 minutes ago and guess what, he was unavailable. So we called customer service, well they could not help us, they had to take a message and call us back. Guess what, we never received a call back. And Chris was nice enough to give us his telephone number with extension and his cell phone number.

When we called the numbers... one was disconnected and the other just went to a general mailbox?!

So we immediately called our bank and shut down our debit cards, so boy will they be shocked when they try to get some money on the 20th!!What a shady group of people, preying on people looking for help.

Anonymous
#44955

I would like you to know that First Universal Lending has helped me save my home i was 5 mths behind and yes it did take a couple of months to get done but I am now safe and in the my home I wish people would just give up with talking trash. My loan specialist was great.. Thanks first universal lending now that me and my kids are safe in our home.

Anonymous
#44954

I would like you to know that First Universal Lending has helped me save my home i was 5 mths behind and yes it did take a couple of months to get done but I am now safe and in the my home I wish people would just give up with talking trash. My loan specialist was great.. Thanks first universal lending now that me and my kids are safe in our home.

Anonymous
#44196

These guys are out for one thing only, making money in a industry thats dead right now, at the customers cost.The borrowers they deal with in most cases cannot refinance so they prey on them.

Just visit their office of off Gateway, I agree with the boiler room comment.Go there, pay good ol Troy and Oscar a visit, look around and then decide if you want these guys handling your personal info

DO NOT DO BUSINESS WITH THESE GUYS

Anonymous
#43993

The office off of gateway is the worst.Troy Levy is a ***, he runs a boiler room operation and treats his employees like animals.

If you want confirmation of the quality of the folks he employs, just call Club Med in Port Saint Lucie, they held a conference there and the employees were running around like wild banshees, so much so they are banned from Club Med. Just call Club Med and ask.

Most of these guys are convicted felons and drug users.DO NOT TRUST THEM

Anonymous
#43992

The office off of gateway is the worst.Troy Levy is a ***, he runs a boiler room operation and treats his employees like animals.

If you want confirmation of the quality of the folks he employs, just call Club Med in Port Saint Lucie, they held a conference there and the employees were running around like wild banshees, so much so they are banned from Club Med. Just call Club Med and ask.

Most of these guys are convicted felons and drug users.DO NOT TRUST THEM

Anonymous
#43989

The office off of gateway is the worst.Troy Levy is a ***, he runs a boiler room operation and treats his employees like animals.

If you want confirmation of the quality of the folks he employs, just call Club Med in Port Saint Lucie, they held a conference their and the employees were running around like wild banshees, so much so they are banned from Club Med. Just call Club Med and ask.

Most of these guys are convicted felons and drug users.DO NOT TRUST THEM

Anonymous
#43988

These guys are simply put, *** artists.specifically the guys that run the Broward County branch, Troy and Oscar.

They push their employees, some convicts, to close deals at all costs. false promises as long as the customers sign up.

Troy is a *** and a raging steroid monster.Do not trust these guys, they will promise you the world and once they have your money, they wont even bother to call you back

Anonymous
#43495

WOW!!! If I were satisified with what First Universal Lending did for me I would not be still doing reasearch on them in the complaints section of the internet (Why are you here)... these positive comments must come from employees within First Universal Lending office.

Anonymous
#43169

It's sounds like most of you need to take responsibality for your own mistakes.Your lender is the one forclosing on your home, Not First Universal Lending.

I have read their contract and there is nothing hidden, and there is NOTHING in between the lines. I had not paid my mortgage in 6 months, $18,000.00 behind and that was on me not them. They got my lender to accept $3500.00 withing 15 days and and then my lender reduced my interest rate by 4.95% This took approx. 4 months.

Thanks to First Universal Lending I am back on track and in my home.THANK YOU FIRST UNIVERSAL LENDING!!!

Anonymous
#42802

This company is awful.Perhaps anyone having issues with them should file a complaint with the Office of Financial Regulation.

First Universal Lending is quite popular with the Office of Financial Regulation, as well as, other agencies. I won't be one to give them a heads up though.

The investigations conducted regarding this business should tell anyone who is thinking of doing business with that company something.There has been more than one broker who has gotten their licensed revoked while working at First Universal.

Anonymous
#42034

Well I do not know about everyone else here but I would disagree with these statements, First Universal helped me get my payments lowered 400.00 a month and got got my taxes rolled in.I know 400.00 a month may not sound like alot but it helped tremendously.

I guess I was just under a different impression than many of you, the contract I signed with First Universal stated that nothing was a guarantee and so I figured what's the difference Im 3 months behind and cant pay it anyway so if they do it great if not theres nothing they did to hurt me.Anyway I just wanted to put at least one good review on here because they really did help me.

Anonymous
#37889

First Universal is a joke..Beware of Doug Campion.

He is full of lies, lies and more lies.Steer clear of this company.

Anonymous
#36422

I am a real estate broker and just received a foreclosure listing.After talking with the owner, First Universal Lending was helping her SAVE her home.

She paid money for their services and got nothing in return but her home foreclosed on.

They are not nice people at that place.Steer clear.

Anonymous
#35611

you just wrote this 4 days ago sounds like impatience'

Anonymous
#35307

They did me the same way, a bunch of empty promises but no results. I spoke to a lady at first universal asking her why no one had called me yet , and she said some one would call me right back, but no one ever called me back. Becareful everyone.

Mr. T

Dallas, Texas

Anonymous
#34616

Great, they are calling me and i was thinking of going with them since i am two housepayments behind. Maybe not.....

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First Universal Lending LLC

Southfield, Michigan 26 comments
Not resolved

Has anyone used this company? I'm thinking of having the company negotiate with my mortgage company for a lower rate. The fee is $399 a month until they get done "negoitating". Please let me know your experience with them.

___________________________________________

First Universal Lending LLC is a lender that has been servicing retail

clients since 2002 and the wholesale and securitization enterprises dates

back to 1994. With billions of dollars in transactions and a group of in

excess of 200 in personnel, First Universal is a leading private company in

the consumer finance industry. The firm is a member of the Better Business

Bureau and after servicing in excess of 100,000 thousand clients the firm

has a "B" Rating and has a complaint rate of less than one half of one

percent. The firm also has had additional strategic relationships

throughout its existence with high profile lending institutions and service

providers/counter parties, including Washington Mutual, Lehman Brothers,

HSBC Bank, Goldman Sachs, mortgage division and the Lending Tree group of

companies. The firm provides additional financial industry services through

a number of other affiliated enterprises, including but not limited to,

Emery Fed Inc., which is a division of Emery Federal Credit Union and

Western Thrift & Loan -- a depository institution that has the approval to

provide loans through major financial institutions in the majority of all

states in North America.

Review about: Financial Help.

Comments

Anonymous
#386363

Even though they settled with the FTC, people should call their Attorney General. They will probably never pay the money according to the FTC so you should get your AG to file criminal charges against them.

Anonymous
#152426

:? There is always someone who wants to say these *** artists are ok or good to do business with. The Florida Att General did not think so, the BBB gave them a good rating until they found their responses were totally lies and then changed them to F. They are nothing more than *** artists.

Anonymous
#117956

the ftc has shut them down

Anonymous
#91823

DO NOT USE THIS COMPANY!!!THEY WILL GIVE YOU THE RUN AROUND OR NOT CONTACT YOU BACK.

THEY WILL SCAM YOU OUT OF THOUSANDS OF DOLLARS.I'M A POLICE OFFICER DOING A FRAUD REPORT RIGHT NOW FOR SOMEONE WHO WAS VICTIMIZED.

Anonymous
#89542

Please do not deal with this company.They made many many false promises and it has been 5 months and we still have been paying them.

I canceled my contract with them and they still debited my account after I cancelled my contract and told them that they were not doing what they said they would do nor could I afford to continue paying the monthly fee.

This is a total scam.If need be contact a non-profit organization and they can do the same thing only faster.

Anonymous
#76820

I feel bad for you guys but are you guys really that gullable and *** to think this stuff works!?!?!?! If you really are that lazy that you cant deal with your lender yourself, then hire A LAWYER. ( No Im not a lawyer) By the way, I know who owns that company and he is a TOTAL *** artist.

Anonymous
#74117

Yes I used this company and they are crooks.I have been with them for seven months and out three thousand dollars and on the *** of loosing my home.This company has done nothing for my family except give us excuse after excuse and blame the mortgage company for my family not getting the offer they we should love.We recieved two offers that were higher than my normal monthy mortgage payments.So basically they wasted my families time and me, my husband,my 4 year old disabled son, and my one year old will be on the streets due to this scamming company that should be stopped.Its great for the people that this company helped but looking at the reviews there are alot more people just like my family that got screwed and are loosing a place they call home.

Im only hoping now I can save my home at least for my childrens sake.

If you are someone wanted to use this company really think long and hard because you will be sorry like the rest of us who got scammed by this company and dont have a home to go to at night.I know I wont make the same again if I get the chance to do over.:sigh

Anonymous
#70162

Do not use this company, they offer services that free at alot of companies.It took from February 09 until August 09 too figure this out.

Do not waste your money. They give you the same story when you call, it is still in review.

Mine was in review for 3 months with no results.Beware!

Anonymous
#66707

Do not use this company!!!!After paying 5 months (3/2009-7/2009) a monthly fee of $450, I found out that they never even submitted my loan modification documnts until 8/3/2009.

They will no refund my money back and now have closed my file because I can no onger afford to pay their fee.Instead of helping my mu financial crises they added to it.

Anonymous
#64935

I just received a foreclose sale date8-3-09 set for 9-1-09 This company has been workin on my file for 6 months also @$500 each time telling me the same BS not to pay we'll ge it lower its in review .I dont know what to do... Icant lose my home ,should or could i file bankrupt? why would these people do such a thing/

Anonymous
#64244

Everyone needs to complain to their Attorney General and to the Attorney General of Florida where this company is based.

Anonymous
#64239

This company is a scam.I paid them 6 months and they called me every week to say that my file is still in review.

I called my bank and did in 15 minutes on the phone what they could not do in 6 months. I closed myself within a month and lowered my interest rate and my monthly mortgage payments. I paid First Universal Lending and for 6 months and they will not refund my money. I have already reported them to the BBB, who won't do anything but keep record of the complaint.

I am in the process of contacting the Attorney General offices of Florida where they are located and in Texas where I live.

Don't deal with this company.Those of us caught in this company's web of lies need to bring a class action lawsuit against them.

Anonymous
#64238

This company is a scam.I paid them 6 months and they called me every week to say that my file is still in review.

I called my bank and did in 15 minutes on the phone what they could not do in 6 months. I closed myself within a month and lowered my interest rate and my monthly mortgage payments. I paid First Universal Lending and for 6 months and they will not refund my money. I have already reported them to the BBB, who won't do anything but keep record of the complaint.

I am in the process of contacting the Attorney General offices of Florida where they are located and in Texas where I live.

Don't deal with this company.Those of us caught in this company's web of lies need to bring a class action lawsuit against them.

Anonymous
#55352

Great info....Thanks

Anonymous
#51330

I checked with the BBB, and they say all is well.They have 60+ complaints in the last 36 months, which they have satisfied.

Now I have just had my third payment taken out, and they still call weekly and tell me it is still under review. According to Countrywide they have not had any contact.

Be careful when dealing with this group.I am continuing with mine under supervision of the AG.

Anonymous
#51161

I guess my gut feeling was correct,after reading some of these complaints.First Universal Lending contacted me after I filled out an online form with Lower My Bills.

I was transferred to a senior loan rep named Junior probably didn't want to use his real name. Everything sounded good, He said he could save me 30 to 60 percent off my mortgage payments and even take care of the three missed mortgage payments,interest and penalties. He said the charge for doing this will be $499 per month and I should look at their fee as my new mortgage payment. You mean I don't have to pay my mortgage?

Won't my lender forclose on my house? He said no they would freeze my mortgage during this modification. I said I don't think I want to risk not paying my mortgage.

He then became very demanding and down right abusive.He just wanted me to pay him and not my mortgage.I also checked with an attorney after and he said they can't stop a lender from filing forclosure, a forclosure is a lawsuit.

Anonymous
#48818

man glad i searched them before actually signing anything . i was a little concerned by what i was told because it sounded to good to be true and we all know that when that happens it usually just the opposite. so i did give them my debit info but will cancel my card tomorrow thanks to all that posted here because they would have just buried even deeper.

Anonymous
#48024

I just got of the phone with one of there represenitives tonight and he was grilling me for a credit card number.My gut told me not to and instead I asked for there website address and at first the site seemed legitamate until I click on the contact us page, where I found no physical address, phone numbers, email or really anything.

My wife a few weeks ago submitted an inquirey to lowermybills.com because she read an add that said there were companies that could help you with your mortgage problems and that credit was not a factor. This is how this company was able to contact us. Please be very weary of this company and my advice to you is MOVE ON!!!!

and try to negotiate with your lender as I am going to do tommorow.:x

Anonymous
#46629

thank goodness for this site......Initially I got a phone call from a adam clarke.....and told me he could remodify my loan making my payments lower by 30 or 60 % also getting me a fixed rate ....That sounded great I gave him my check card information and told him to take a payment out on monday ....talking to him friday.....well thank goodness for this ssite .....i have found out from numerous people on here that they were in my same shoes ...and have done the same thing .....i post dated a payment for monday .....and quickly cancelled my bank card after finding out this *** was a fraud...........The best part of our conversatiion was....dont pay ur mortgage payment until we are done negotiating...just pay us 750 a month until weare done negotiating......then u will start all over not worrying about ur behind payment ,they will be wiped clean .....dont fall 4 it ... well many have lost there homes by doing so ............I am thankful for peoples input on this site...thankyou

Anonymous
#42961

There is something that you don't realize about lending companies and you should keep this one thing in mind .... they WANT their money back. They NEED their money back. They however DO NOT want to let the home go into foreclosure since it cost them much more to foreclose on a home than it does to actually let you be up to a year late on your payments.

This is a FREE option for you. CALL your bank, tell them your situation, make a deal with them and get them to put it in writing. YES this is a pain in the ***. YES it will work. YES you will be able to keep your home.

It's very simply if you follow these steps. This is what you are paying $399 and up a month for ......

1) Call hte bank and try to make a deal where you can pay a smaller amount until you resolve your financial situation. They will listen if you bark loud and long enough.

2) Keep in mind that you are going to eventually get your way if it is reasonable so don't think that you are going to get away with anything shady cause you won't. Be honest and faithful. Thats all they wanted in the first place.

3) Find that happy ground for yourself and set the goal to call your mortgage company EVERY DAY if you have to to get them to make a deal with you. TEN times a day if you have to. It cost them around $10 to make a deal with you and nothing out of pocket for you less a little postage to return documentation (KEEP COPIES OF EVERYTHING AND READ EVERYTHING BEFORE SIGNING...

IN A NUT SHELL ... Be diligent, energetic, push push push until you get things back on track. No bank wants to try and resell your home. ESPECIALLY not now. This is a bad bad time for that as far as a mortgage company is concerned.

You will come out ahead and you will get your life back on track as long as you push for it and keep documentation of everything. Write down phone calls, questions, their answers and please do yourself a huge favor, EVERYONE that you talk to get the following info on them all .. every time .... Name, Extention, ID number if applicable, Managers Name, Direct Line if applicable, and write down the time that you talked to them. You will not regret doing this but you will cry rivers if you forget to do this simple task.

If you have any other questions or would like some help with all this ... advice only ... I will check back here and look for specifics ...

Thanks and GOOD Luck ... you are your best asset and you can do this if you stay focused and drive forward .. don't take no for an answer and get your life back on track!

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Anonymous
#42826

Avoid this company at all costs.

Anonymous
#38370

The owners' name is Sam Friedman.Try calling and getting in touch with him.

Impossible.

Try calling and getting in touch with Doug Campion - the mastermind behind the entire scam -Impossible.Never do business with anyone you can't talk to---OH I forgot, they will talk to you until they have your money and then forget it after that.

Anonymous
#38130

I have not signed the papers to work with this Company yet; however, would appreciate any feedback from consumers either good or bad. They are being recruited to renegotiate my mortgage loan.

Anonymous
#38125

This company is the biggest scammer in Florida and so is the owner.

Anonymous
#37697

First Universal Lending is a SCAM.I know this because through my job I personally took calls from angry clients who were being ripped off by then.

They NEVER get back to their customers after they have your money.

PLEASE be careful when dealing with them!!If you cannot meet with the representative FACE TO FACE I would not trust it!

Anonymous
#37389

DO NOT DO BUSINESS WITH THIS COMPANY THEY ARE FULL OF PROMISES AND EXCUSES.. YOU WON'T BE SATISIFIED!!!!

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